Home Loan Key Facts Sheet
To generate Key Facts Sheets for our Home Loan products, please enter your preferred Loan Amount, Loan Term and Interest rate Type below. The Newcastle Permanent home loans that meet your criteria will be displayed in the table - simply click on the PDF icon next to the home loan product you wish to view or print the Key Facts Sheet for.
For enquiries, call 13 19 87 or email us.
 
Key Facts Sheet
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* Loan Amount $
* Loan Term Years
Interest Rate Type
Interest Rate
Type
Loan Product
Name
Interest
Rate^
Description
Variable Real Deal Variable Rate Loan 5.15% p.a. A low variable home loan rate with no ongoing account keeping fees. Features such as a redraw facility, additional repayments and the choice of either principal and interest or interest only repayments (for up to 5 years).
Variable Discounted Real Deal Variable Rate Loan 4.90% p.a. This loan, for new borrowings only, offers a discounted interest rate for the first 3 years with a great combination of features and benefits. Best of all, after the 3 year introductory period the loan rolls to our competitive discount variable Real Deal Home Loan.
Variable Premium Plus Package - Variable Rate Loan
Tier 1
5.07% p.a. Our Premium Plus Package Home Loan provides one of our lowest ongoing variable interest rates, and includes loads of exclusive benefits and discounts. The Premium Plus Package has an annual fee of $375.00.
Tier 1 is generally available to borrowers with total home loan borrowings with us of under $500,000
Variable Premium Plus Package - Variable Rate Loan
Tier 2
5.02% p.a. Our Premium Plus Package Home Loan provides one of our lowest ongoing variable interest rates, and includes loads of exclusive benefits and discounts. The Premium Plus Package has an annual fee of $375.00.
Tier 2 is generally available to borrowers with total home loan borrowings of between $500,000 and $750,000
Variable Premium Plus Package - Variable Rate Loan
Tier 3
4.92% p.a. Our Premium Plus Package Home Loan provides one of our lowest ongoing variable interest rates, and includes loads of exclusive benefits and discounts. The Premium Plus Package has an annual fee of $375.00.
Tier 3 is generally available to borrowers with total home loan borrowings of between $750,000 and $900,000
Variable Premium Plus Package - Variable Rate Loan
Tier 4
4.87% p.a. Our Premium Plus Package Home Loan provides one of our lowest ongoing variable interest rates, and includes loads of exclusive benefits and discounts. The Premium Plus Package has an annual fee of $375.00.
Tier 4 is generally available to borrowers with total home loan borrowings of over $900,000
Variable 12 Month Introductory Package
Intro Rate Home Loan
4.85% p.a. Our Intro Rate Home Loan gives you a handy discount off the Real Options Home Loan variable rate during the first year of your loan.
Variable Real Options Rate 5.55% p.a. Our Real Options Home Loan offers a competitive variable interest rate and has no monthly or annual account keeping fees. Offers a partial mortgage offset, redraw facility, additional repayments and the choice of either principal and interest or interest only repayments (for up to 5 years).
Variable Premium Variable Rate 5.77% p.a. A fully featured variable rate home loan with added benefits such as 100% offset, a redraw facility, additional repayments and the choice of either principal and interest or interest only repayments for up to 5 years.
Fixed 1 Year Fixed Rate 4.49% p.a. This Fixed Rate Home Loan offers you the certainty of knowing what your repayments will be for 1 Year. At the end of the fixed rate period the loan reverts to our Real Options Home Loan
Fixed 2 Year Fixed Rate 4.69% p.a. This Fixed Rate Home Loan offers you the certainty of knowing what your repayments will be for 2 Years. At the end of the fixed rate period the loan reverts to our Real Options Home Loan
Fixed 3 Year Fixed Rate 4.99% p.a. This Fixed Rate Home Loan offers you the certainty of knowing what your repayments will be for 3 Years. At the end of the fixed rate period the loan reverts to our Real Options Home Loan
Fixed 4 Year Fixed Rate 5.44% p.a. This Fixed Rate Home Loan offers you the certainty of knowing what your repayments will be for 4 Years. At the end of the fixed rate period the loan reverts to our Real Options Home Loan
Fixed 5 Year Fixed Rate 5.69% p.a. This Fixed Rate Home Loan offers you the certainty of knowing what your repayments will be for 5 Years. At the end of the fixed rate period the loan reverts to our Real Options Home Loan
Fixed 7 Year Fixed Rate 6.70% p.a. This Fixed Rate Home Loan offers you the certainty of knowing what your repayments will be for 7 Years. At the end of the fixed rate period the loan reverts to our Real Options Home Loan
Fixed 10 Year Fixed Rate 6.70% p.a. This Fixed Rate Home Loan offers you the certainty of knowing what your repayments will be for 10 Years. At the end of the fixed rate period the loan reverts to our Real Options Home Loan
^A personalised comparison rate will appear in the Key Facts Sheet you generate based on the information you enter.
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